Many of our clients have worked hard to build and secure their financial future and retirement through a life-long career in professions ranging from business, education, government or self-employment. Their focus is now on preserving their wealth and providing retirement income throughout their life and beyond. Our goal is to assist our clients in pursuing their financial needs by structuring customized portfolios to address their key objectives. Our objective is to clearly understand how individual clients view each of the variables below in order to develop a customized investment program.
Tailored to your needs and goals:
Step 1: Investment Strategy
Step 2. Investment Universe Quality Screen
Step 3. Security Selection Process
Step 4. Monitor and Rebalance
The ultimate success of your investment program is determined by its ability to address the opportunities and challenges presented by the financial markets in concert with your time, spending and risk profile.
Despite advances in technology, the world still invests the vast majority of its financial assets using a combination of gut instincts, hunches, emotionally-driven decisions and “what we learned in college.”
As a result, when markets pull back, investors typically pull the plug—locking in horrible losses, sitting out the recovery and waiting until the market “feels safe” again to reinvest at the top, and repeat the cycle.
We have partnered with a leading financial technology company called Riskalyze (www.Riskalyze.com) to capture a quantitative measurement of your risk tolerance, and use that data to and quantify suitability and build customized portfolios that are consistent with your risk tolerance. The technology is built on the academic framework that won the Nobel Prize for Economics in 2002.
Free Portfolio Risk Analysis CLICK HERE
Download this eBook by Wiser Advisor for more information on choosing how to approach your financial plan: Finances and Investments; Do it Yourself or Hire a Pro? How to Make the Right Decision
All investing involves risk including loss of principal. No strategy assures success or protects against loss.
Rebalancing a portfolio may cause investors to incur tax liabilities and or transaction costs and does not assure a profit or protect against a loss.
Asset allocation does not ensure a profit or protect against a loss.
There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.